Last Updated 24th May, 2022

Cookie Policy

This Cookies Policy explains what cookies are and how We use them. You should read this policy so You can understand what type of cookies We use, the information We collect using cookies and how that information is used.

Cookies do not typically contain any information that personally identifies a user, but personal information that we store about You may be linked to the information stored in and obtained from Cookies.

For further information on how We use, store and keep your data secure, see our Privacy Policy

We do not store sensitive personal information, such as mailing addresses, account passwords, etc. in the Cookies we use.

Interpretation and Definitions

-----------------------------------

Interpretation

The words in which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

For this Cookies Policy:

  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Cookies Policy) refers to CreditChek Technologies Nigeria Limited, Plot 24 Adebisi Ogunniyi Crescent, Lekki Phase 1, Lagos, Nigeria.
  • Cookies means small files that are placed on Your computer, mobile device or any other device by a website, containing details of your browsing history on that website among its many uses.
  • Website refers to Creditchek, accessible from https://creditchek.africa/
  • You means the individual accessing or using the Website, or a company, or any legal entity on behalf of which such individual is accessing or using the Website, as applicable.
What are cookies?

Cookies are small text files that are used to store small pieces of information. They are stored on Your device when the website is loaded on Your browser. These cookies help Us make the Website function properly, make it more secure, provide a better user experience, understand how the Website performs and analyze what works and where it needs improvement.

How do we use cookies?

Like most, online services, Our Website uses first-party and third-party cookies for several purposes. First-party cookies are mostly necessary for the Website to function the right way, and they do not collect any of Your personally identifiable data.

The third-party cookies used on Our Website are mainly for understanding how the Website performs, how You interact with Our Website, keeping Our services secure, providing advertisements that are relevant to You, and all in all providing You with a better and improved user experience and help speed up Your future interactions with Our Website.

Types of Cookies We use

Strictly necessary cookies

These cookies are essential to provide You with services available through Our Website and to enable You to use certain features of Our Website.

Without these cookies, We cannot provide You with certain services on Our Website.

Functionality cookies

These cookies are used to provide You with a more personalized experience on Our Website and to remember the choices You make when You use Our Website.

For example, We may use functionality cookies to remember Your language preferences or remember Your login details.

Tracking cookies

These cookies are used to collect information to analyze the traffic to Our Website and how visitors are using Our Website.

For example, these cookies may track things such as how long You spend on the website or the pages You visit which helps us to understand how We can improve Our website site for You.

The information collected through these tracking and performance cookies does not identify any individual visitor.

Targeting and Advertising cookies

These cookies are used to show advertising that is likely to be of interest to You based on Your browsing habits.

These cookies, as served by Our content and/or advertising providers, may combine information they collected from Our website with other information they have independently collected relating to Your web browser's activities across their network of websites.

If you choose to remove or disable these targeting or advertising cookies, You will still see adverts but they may not be relevant to You.

Manage cookie preferences

We secure your data by using a database with limited access and a secure server that encrypts all the data we collect. Hence protecting it from unauthorized third parties. We as well use a firewall to prevent access to information on our system.

You can change Your cookie preferences at any time by clicking the above button. This will let You revisit the cookie consent banner and change Your preferences or withdraw Your consent right away.

In addition to this, different browsers provide different methods to block and delete cookies used by websites. You can change the settings of Your browser to block/delete the cookies.

Listed below are the links to the support documents on how to manage and delete cookies from the major web browsers.

Chrome: https://support.google.com/accounts/answer/32050

Safari: https://support.apple.com/en-in/guide/safari/sfri11471/mac

Firefox: https://support.mozilla.org/en-US/kb/clear-cookies-and-site-data-firefox?redirectslug=delete-cookies-remove-info-websites-stored&redirectlocale=en-US

Internet Explorer: https://support.microsoft.com/en-us/topic/how-to-delete-cookie-files-in-internet-explorer-bca9446f-d873-78de-77ba-d42645fa52fc

If You are using any other web browser, please visit Your browser’s official support documents.

More information

For any queries about Our policy on cookies and Your choices, please contact us at [email protected]